\u4f55\u8c13\u8d22\u52a1\u81ea\u7531\uff1f<\/p>\n
\u4e00\u822c\u4e0a\uff0c\u60f3\u8981\u77e5\u9053\u4e2a\u4eba\u8d22\u5bcc\u7684\u591a\u5be1\uff0c\u6211\u4eec\u5c31\u5f97\u7b97\u4e2a\u4eba\u7684\u51c0\u503c\uff08\u51c0\u503c\u7b49\u4e8e\u6240\u6709\u8d44\u4ea7\u51cf\u53bb\u6240\u6709\u8d1f\u503a\uff09\u3002<\/p>\n
\u90a3\u4e48\uff0c\u4f60\u5e94\u8be5\u62e5\u6709\u591a\u5c11\u51c0\u503c\uff0c\u624d\u53ef\u4ee5\u8bf4\u5f97\u4e0a\u662f\u8d22\u52a1\u81ea\u7531\u5462\uff1f<\/p>\n
\u300aThe Millionaire Next Door\u300b\u8fd9\u672c\u4e66\u5217\u51fa\u4e00\u4e2a\u7b80\u5355\u7684\u65b9\u7a0b\u5f0f\uff0c\u6765\u8ba1\u7b97\u4e2a\u4eba\uff08\u5728\u67d0\u4e2a\u5e74\u9f84\u548c\u6536\u5165\uff09\u5e94\u8be5\u62e5\u6709\u7684\u51c0\u503c\uff1a<\/p>\n
\u5e94\u6709\u51c0\u503c = (\u5e74\u9f84 X \u5e74\u6536\u5165) \/ 10<\/p>\n
\uff08\u6ce8\uff1a\u8fd9\u4e2a\u516c\u5f0f\u53ea\u9002\u5408\u7528\u5728\u5de5\u4f5c\u5341\u5e74\u4ee5\u4e0a\u7684\u4eba\u58eb\uff01\uff09<\/p>\n
\u4e00\u4e2a\u56db\u5341\u5c81\u7684\u4eba\uff0c\u5e74\u6536\u5165\u662f5\u4e07\u96f6\u5409\uff0c\u90a3\u4e48\u4ed6\u5e94\u8be5\u62e5\u670920\u4e07\u96f6\u5409\u7684\u51c0\u503c\uff0c\u624d\u53ef\u4ee5\u7b97\u662f\u4e00\u540d\u201c\u666e\u901a\u8d22\u5bcc\u7d2f\u8ba1\u8005\u201d\uff08Average Accumulator of Wealth – AAW\uff09\u3002\u8ba1\u7b97\u65b9\u6cd5\u5982\u4e0b\uff1a<\/p>\n
\u5e94\u6709\u51c0\u503c = (40) X (RM 50,000) \/ 10 = RM 200,000<\/p>\n
\u5982\u679c\u4ed6\u62e5\u6709\u5e94\u6709\u51c0\u503c\u7684\u4e24\u500d\u6216\u66f4\u591a\uff0c\u4e5f\u5c31\u662f\u591a\u4e8e 2 X 20\u4e07 = 40\u4e07\u96f6\u5409\uff0c\u4ed6\u5c31\u662f\u4e00\u540d\u201c\u4e0d\u5e73\u51e1\u8d22\u5bcc\u7d2f\u8ba1\u8005\u201d\uff08Prodigious Accumulator of Wealth – PAW\uff09\u3002<\/p>\n
\u53cd\u8fc7\u6765\uff0c\u5982\u679c\u4ed6\u62e5\u6709\u5c11\u4e8e\u5e94\u6709\u51c0\u503c\u7684\u4e00\u534a\uff0c\u4e5f\u5c31\u662f\u5c11\u4e8e 0.5 X 20\u4e07 = 10\u4e07\u96f6\u5409\u7684\u51c0\u503c\uff0c\u4ed6\u5c31\u662f\u4e00\u540d\u201c\u5931\u8d25\u8d22\u5bcc\u7d2f\u8ba1\u8005\u201d\uff08Under Accumulator of Wealth – UAW\uff09\u3002<\/p>\n
\u60f3\u8981\u8fbe\u5230\u8d22\u52a1\u81ea\u7531\uff0c\u6211\u4eec\u5c31\u4e00\u5b9a\u8981\u6210\u4e3a\u4e00\u540d\u201c\u4e0d\u5e73\u51e1\u8d22\u5bcc\u7d2f\u8ba1\u8005\u201d\uff01<\/p>\n
\u518d\u6765\u770b\u770b\u4e00\u4e2a\u6bd4\u8f83\u5b9e\u9645\u7684\u4f8b\u5b50\uff1a<\/p>\n
\u4e00\u4e2a\u5e74\u6536\u516548\u5343\u96f6\u5409\uff08\u6708\u51654\u5343\uff09\u768445\u5c81\u6253\u5de5\u4ed4\uff0c\u62e5\u6709500\u5343\u96f6\u5409\u7684\u51c0\u503c\uff0c\u4ed6\u662f\u4e0d\u662f\u4e00\u540d\u201c\u4e0d\u5e73\u51e1\u8d22\u5bcc\u7d2f\u8ba1\u8005\u201d\u5462\uff1f
\u5e94\u6709\u51c0\u503c = (45) X (RM 48,000) \/ 10 = RM 216,000<\/p>\n
\u5f88\u660e\u663e\uff0c\u4ed6\u662f\u4e00\u540d\u201c\u4e0d\u5e73\u51e1\u8d22\u5bcc\u7d2f\u8ba1\u8005\u201d\uff0c\u6211\u4eec\u53ef\u4ee5\u8bf4\u4ed6\u5df2\u7ecf\u8d22\u52a1\u81ea\u7531\u4e86\uff01<\/p>\n
\u4e5f\u8bb8\u62e5\u6709500\u5343\u96f6\u5409\u7684\u51c0\u503c\u5e76\u4e0d\u80fd\u8bf4\u4ed6\u662f\u4e00\u540d\u5bcc\u7fc1\u3002\u53ef\u662f\u533a\u533a\u6708\u51654\u5343\u96f6\u5409\uff0c\u53ef\u4ee5\u62e5\u6709500\u5343\u96f6\u5409\u7684\u51c0\u503c\uff0c\u4ed6\u4e00\u5b9a\u662f\u4e00\u4e2a\u975e\u5e38\u6210\u529f\u7684\u50a8\u84c4\u8005\u548c\u6295\u8d44\u8005\uff01\u8fd8\u6709\uff0c\u4ed6\u4e00\u5b9a\u8fc7\u7740\u4f4e\u6d88\u8d39\u7684\u751f\u6d3b\u65b9\u5f0f\u3002\u4ee5500\u5343\u96f6\u5409\u7684\u51c0\u503c\uff0c\u5c31\u7b97\u4ed6\u5341\u5e74\u4e0d\u5de5\u4f5c\uff0c\u4ed6\u8fd8\u662f\u53ef\u4ee5\u7ef4\u6301\u4ed6\u76ee\u524d\u7684\u4f4e\u6d88\u8d39\u7684\u751f\u6d3b\u65b9\u5f0f\uff01<\/p>\n
\u6240\u4ee5\uff0c\u5728\u6708\u51654\u5343\u7684\u4e00\u65cf\u91cc\uff0c\u4ed6\u7b97\u662f\u975e\u5e38\u7684\u5bcc\u6709\uff01<\/p>\n
\u53e6\u5916\u4e00\u4e2a\u4f8b\u5b50\uff1a<\/p>\n
\u4e00\u4e2a\u5e74\u6536\u5165480\u5343\u96f6\u5409\uff08\u6708\u516540\u5343\uff09\u768445\u5c81\u6253\u5de5\u4ed4\uff0c\u62e5\u6709100\u4e07\u96f6\u5409\u7684\u51c0\u503c\uff0c\u4ed6\u662f\u4e0d\u662f\u4e00\u540d\u201c\u4e0d\u5e73\u51e1\u8d22\u5bcc\u7d2f\u8ba1\u8005\u201d\u5462\uff1f <\/p>\n
\u5e94\u6709\u51c0\u503c = (45) X (RM 480,000) \/ 10 = RM 2,160,000<\/p>\n
\u4ed6\u62e5\u6709100\u4e07\u51c0\u503c\uff0c\u662f\u540d\u526f\u5176\u5b9e\u7684\u767e\u4e07\u5bcc\u7fc1\uff0c\u53ef\u662f\u4ed6\u7b97\u8d22\u52a1\u81ea\u7531\u5417\uff1f<\/p>\n
\u4e0d\uff01\u4ed6\u662f\u4e00\u540d\u201c\u5931\u8d25\u8d22\u5bcc\u7d2f\u8ba1\u8005\u201d\u3002\u4ee5\u4ed6\u7684\u5e74\u9f84\u548c\u6708\u51654\u4e07\u96f6\u5409\uff0c\u4ed6\u5e94\u8be5\u8981\u62e5\u6709\u8d85\u8fc7200\u4e07\u96f6\u5409\u7684\u51c0\u503c\u3002<\/p>\n
\u8bd5\u60f3\u60f3\uff0c\u4e00\u4e2a\u6708\u51654\u4e07\u96f6\u5409\u768445\u5c81\u4eba\u53ea\u6709100\u4e07\u96f6\u5409\u7684\u51c0\u503c\uff0c\u4ed6\u4e00\u5b9a\u662f\u5c5e\u4e8e\u9ad8\u6d88\u8d39\u4e00\u65cf\uff01\u5982\u679c\u6709\u4e00\u5929\u4ed6\u5931\u53bb\u4e86\u90a3\u4efd\u6708\u51654\u4e07\u96f6\u5409\u7684\u5de5\u4f5c\uff0c\u4f60\u8ba4\u4e3a\u4ed6\u53ef\u4ee5\u7ef4\u6301\u4ed6\u76ee\u524d\u9ad8\u6d88\u8d39\u751f\u6d3b\u65b9\u5f0f\u591a\u5c11\u5e74\u5462\uff1f\u4e5f\u8bb8\u4e00\u5e74\u6216\u4e24\u5e74\u3002\u4f60\u8bf4\uff0c\u4ed6\u8fbe\u5230\u8d22\u52a1\u81ea\u7531\u4e86\u5417\uff1f<\/p>\n
\u600e\u4e48\u53ef\u80fd\uff1f\u6708\u51654\u4e07\u96f6\u5409\u4e0d\u7b97\u662f\u8d22\u52a1\u81ea\u7531\uff0c\u53cd\u800c\u6708\u51654\u5343\u96f6\u5409\u7684\u5374\u662f\u8d22\u52a1\u81ea\u7531\uff1f<\/p>\n
\u5f53\u4f60\u5c1d\u8bd5\u7740\u56de\u7b54\u4ee5\u4e0a\u95ee\u9898\u7684\u65f6\u5019\uff0c\u8bf7\u95ee\u95ee\u4f60\u81ea\u5df1\u4e24\u4e2a\u7b80\u5355\u7684\u95ee\u9898\uff1a<\/p>\n
1 – \u4f60\u9700\u8981\u82b1\u591a\u5c11\u94b1\u6765\u7ef4\u6301\u4e00\u4e2a\u9ad8\u5c1a\u7684\u751f\u6d3b\u65b9\u5f0f\uff1f
2 – \u4f60\u9700\u8981\u82b1\u591a\u5c11\u94b1\u6765\u7ef4\u6301\u4e00\u4e2a\u4e2d\u4e0b\u7b49\u7684\u751f\u6d3b\u65b9\u5f0f\uff1f<\/p>\n
\u6211\u4eec\u6240\u8c13\u7684\u8d22\u52a1\u81ea\u7531\uff0c\u5c31\u662f\u4f60\u4e0d\u7528\u518d\u5de5\u4f5c\uff0c\u4e5f\u53ef\u4ee5\u50cf\u4f60\u5e73\u65f6\u90a3\u6837\u7ee7\u7eed\u751f\u6d3b\u4e0b\u53bb\u2026\u2026<\/p>\n
\u90a3\u4e48\u5982\u679c\u4f60\u5e73\u65f6\u7684\u751f\u6d3b\u65b9\u5f0f\u4e0d\u9700\u8981\u82b1\u5f88\u591a\u94b1\uff0c\u4f60\u5e76\u4e0d\u9700\u8981\u7d2f\u8ba1\u5f88\u591a\u8d22\u5bcc\uff0c\u5c31\u53ef\u4ee5\u4e0d\u518d\u5de5\u4f5c\uff0c\u50cf\u5e73\u65f6\u90a3\u6837\u7ee7\u7eed\u751f\u6d3b\u4e0b\u53bb\u3002<\/p>\n
\u53cd\u8fc7\u6765\uff0c\u5982\u679c\u4f60\u5e73\u65f6\u7684\u751f\u6d3b\u65b9\u5f0f\u9700\u8981\u82b1\u5f88\u591a\u94b1\uff0c\u5c31\u7b97\u4f60\u7d2f\u8ba1\u5230\u5f88\u591a\u8d22\u5bcc\uff0c\u4f60\u4e5f\u662f\u5f88\u5feb\u5c31\u82b1\u5b8c\uff0c\u5982\u679c\u4f60\u4e0d\u518d\u5de5\u4f5c\uff0c\u4f60\u600e\u4e48\u80fd\u591f\u50cf\u5e73\u65f6\u90a3\u6837\u751f\u6d3b\u4e0b\u53bb\u5462\uff1f<\/p>\n
\u6240\u4ee5\u8bf4\uff1a\u4f60\u9009\u62e9\u7684\u751f\u6d3b\u65b9\u5f0f\uff0c\u662f\u51b3\u5b9a\u4f60\u8fbe\u5230\u8d22\u52a1\u81ea\u7531\u7684\u9014\u5f84\uff01<\/p>\n
\u5982\u679c\u4f60\u9009\u62e9\u4e2d\u4e0b\u7b49\u7684\u751f\u6d3b\u65b9\u5f0f\uff0c\u90a3\u4e48\u4f60\u7684\u8def\u5c31\u5bb9\u6613\u5f97\u591a\uff1b\u5982\u679c\u9009\u62e9\u9ad8\u5c1a\u7684\u751f\u6d3b\u65b9\u5f0f\uff0c\u90a3\u4e48\u4f60\u4e5f\u8bb8\u8d70\u4e0d\u5230\u4f60\u6240\u8c13\u7684\u8d22\u52a1\u81ea\u7531\uff01<\/p>\n","protected":false},"excerpt":{"rendered":"
\u4f55\u8c13\u8d22\u52a1\u81ea\u7531\uff1f \u4e00\u822c\u4e0a\uff0c\u60f3\u8981\u77e5\u9053\u4e2a\u4eba\u8d22\u5bcc\u7684\u591a\u5be1\uff0c\u6211\u4eec\u5c31\u5f97\u7b97\u4e2a\u4eba\u7684\u51c0\u503c\uff08\u51c0\u503c\u7b49\u4e8e\u6240\u6709\u8d44\u4ea7\u51cf\u53bb\u6240\u6709\u8d1f\u503a\uff09\u3002 \u90a3\u4e48\uff0c […]<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-158","post","type-post","status-publish","format-standard","hentry","category-11","category-11-id","post-seq-1","post-parity-odd","meta-position-corners","fix"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.icocean.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.icocean.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.icocean.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.icocean.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.icocean.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=158"}],"version-history":[{"count":0,"href":"https:\/\/www.icocean.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/158\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.icocean.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.icocean.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.icocean.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}